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Legal notice

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This page holds information and notices of the main companies in the Group, the financial company KD Group d. d. and other companies in the KD Group (hereinafter collectively referred to as “companies”). The content on this webpage is designed with the purpose of offering general information regarding the companies, their business and certain information regarding their products and services. We ask all visitors of our webpage to follow the stated conditions of use which apply to all visitors to our webpage. If you continue to view and use the content of this webpage, then you agree to these rules.

All information, images and documents published on this website are, in a legally approved format, subject to copyright and any other form of protection of intellectual property and may not be copied, reproduced or distributed by any means or in any form. Reproduction is permitted only for cases of non-commercial use if such reproductions of the web content clearly acknowledge the exact source “© KD Group, d. d., Ljubljana/ © Adriatic Slovenica d. d., Koper/ © KD Življenje d. d., Ljubljana/ © DBS d. d., Ljubljana – All rights reserved.” The intellectual property on this website is copyrighted. Its use is only possible with the prior written permission of the company bearing the copyright of the intellectual property. This applies also to the company logo and brand names which are strictly prohibited to be used without authorisation, except in cases as stated in this text.

All records of any kind on the website do not necessarily contain an offer or invitation to make an offer in the sense of signing a contract or conducting business in connection to the securities market or the companies’ products, but are merely intended for their promotion. The information on the website regarding past performance of the companies’ products are not a guarantee of any future performance. The performance in the future may be higher or lower than in the past.

No information regarding specific financial instruments or products contained on the website is intended as a substitute for expert counselling, instructions or recommendation regarding investment decisions by an individual visitor of the website since it is critical to make a correct investment decision to be fully informed about all forms of risk regarding investments in securities or financial instruments. It is important that you don’t reach any investment decisions based merely on published information but to consult an authorised expert in the specific field.

All data and information published on the website is for information purposes only. The companies will endeavour to maintain correct and updated information on the website but neither the companies, nor any other legal or physical person involved in creating and making this website, accept any liability or responsibility for any damage resulting from or connected to the existence, access and/or use of the website and/or information contained on this website and/or due to the impossibility of using the information on the website and/or any possible mistakes or deficiencies in their content, regardless of whether they are informed of the possibility of such damage.

The website of the companies also includes hyperlinks to other websites of third parties and/or includes information regarding third parties. Since certain links lead to sources found on servers maintained by third parties not directly under the control of the companies, the companies are unable to guarantee, assume liability or accept or pass on any complaints regarding the protection of privacy, the content of these web pages or the correctness and exactness of the information found on the web pages of the third parties.

Companies and other legal or physical persons cooperating in the creation and making of these web pages reserve the right to change any record published on this website at any time, to update or delete them and are not responsible for the eventual inaccessibility of the website.